Terms of Service
Last Updated: April 3, 2025
Agreement to Terms
These Terms of Service constitute a legally binding agreement made between you and Ancillary Benefits (Independent Associate of LegalShield & IDShield), concerning your access to and use of the website. You agree that by accessing the website, you have read, understood, and agree to be bound by all of these Terms of Service. If you do not agree with all of these Terms of Service, then you are expressly prohibited from using the website and you must discontinue use immediately.
Intellectual Property Rights
Unless otherwise indicated, the website is my proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the website (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by me or licensed to me, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions.
The Content and the Marks are provided on the website "AS IS" for your information and personal use only. Except as expressly provided in these Terms of Service, no part of the website and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without my express prior written permission.
User Representations
By using the website, you represent and warrant that:
- All registration information you submit will be true, accurate, current, and complete.
- You will maintain the accuracy of such information and promptly update such registration information as necessary.
- You have the legal capacity and you agree to comply with these Terms of Service.
- You are not a minor in the jurisdiction in which you reside.
- You will not access the website through automated or non-human means, whether through a bot, script, or otherwise.
- You will not use the website for any illegal or unauthorized purpose.
- Your use of the website will not violate any applicable law or regulation.
Prohibited Activities
You may not access or use the website for any purpose other than that for which I make the website available. The website may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by me.
As a user of the website, you agree not to:
- Systematically retrieve data or other content from the website to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from me.
- Make any unauthorized use of the website, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
- Use the website to advertise or offer to sell goods and services.
- Circumvent, disable, or otherwise interfere with security-related features of the website.
- Engage in unauthorized framing of or linking to the website.
- Trick, defraud, or mislead me and other users, especially in any attempt to learn sensitive account information such as user passwords.
- Make improper use of my support services or submit false reports of abuse or misconduct.
- Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
- Interfere with, disrupt, or create an undue burden on the website or the networks or services connected to the website.
- Attempt to impersonate another user or person or use the username of another user.
- Use any information obtained from the website in order to harass, abuse, or harm another person.
- Use the website as part of any effort to compete with me or otherwise use the website and/or the Content for any revenue-generating endeavor or commercial enterprise.
- Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the website.
- Attempt to bypass any measures of the website designed to prevent or restrict access to the website, or any portion of the website.
- Harass, annoy, intimidate, or threaten any of my employees or agents engaged in providing any portion of the website to you.
- Delete the copyright or other proprietary rights notice from any Content.
- Copy or adapt the website's software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
- Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party's uninterrupted use and enjoyment of the website or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the website.
- Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ("gifs"), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms").
- Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the website, or using or launching any unauthorized script or other software.
- Disparage, tarnish, or otherwise harm, in my opinion, me and/or the website.
- Use the website in a manner inconsistent with any applicable laws or regulations.
Disclaimer
THE WEBSITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE WEBSITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, I DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEBSITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. I MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE WEBSITE'S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE WEBSITE AND I WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE WEBSITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN.
Contact Information
If you have questions or comments about these Terms of Service, please contact me at:
Ancillary Benefits
Independent Associate of LegalShield & IDShield
Email: terms@ancillarybenefits.com
Phone: (555) 123-4567